Fundraising advisory for insurtech startups

Insurance is being rewritten by data, automation, and new digital models

But transforming a regulated, legacy industry takes more than tech. It takes strategic capital and a structure that inspires investor confidence.

At dups, we help insurtech founders and scale-ups secure and structure venture capital efficiently. Our integrated legal and financial team supports you from investment readiness to closing, aligning your growth story with investor expectations and compliance realities. Because in insurtech, trust is earned through clarity and execution.

Why insurtech funding is unique

Raising capital in insurtech isn't like raising for SaaS. You face regulatory complexity, data risk, and partnership dependencies that make deal structuring critical. You need investors who understand your compliance framework, and advisors who can translate your financial logic into a structure that works for both sides.

Common challenges include capital requirements for regulated operations (MGA, broker, or carrier status), partnership and reinsurance dependencies, long sales cycles with enterprise clients, and heavy due diligence on data governance and underwriting logic. We help you anticipate these friction points and build a fundraising structure that passes investor scrutiny fast.

Our approach to insurtech fundraising

1. Capital strategy and investor positioning

We start by understanding your business model: distribution, MGA, platform, data, or embedded insurance. Then we design your capital strategy: what to raise, from whom, and under what structure.

We define your ideal investor mix (venture capital, strategic corporate investors, or hybrid funds) and structure a round that balances growth, control, and compliance. Our focus: ensure your deal story connects financial opportunity to regulatory credibility.

2. Financial modeling and investor materials

Insurtech investors look for clarity: how you monetize risk, manage margins, and scale profitably. We prepare your financial model and investor materials to answer those questions upfront: revenue and claims modeling, loss ratios and underwriting assumptions, regulatory cost forecasting, cap table and dilution planning, and scenario analysis for Series A or B.

We then translate your model into a pitch deck and investment memo that speak to both VCs and corporate insurers.

3. Legal structuring and term sheet negotiation

Once investor interest builds, structure becomes key. We handle all legal and financial aspects, from term sheet to closing, ensuring alignment between valuation, governance, and compliance.

That includes convertible or equity structuring (SAFE, notes, Series A or B), shareholders' agreement design, governance setup for regulated entities, investor rights and board composition, and data and partnership contract coordination. We make sure your deal documentation reflects both your growth model and your regulatory framework precisely.

4. Closing and investor relations

We manage all aspects of the closing process: due diligence, documentation, and fund transfers, and we ensure ongoing investor alignment post-deal. For later stages, we also assist with secondary transactions, corporate venture partnerships, and strategic M&A readiness.

You keep momentum while we handle the complexity.

What makes dups different

At dups, we're more than deal facilitators; we're transaction architects. We combine legal precision and financial expertise under one roof, giving you a coherent fundraising process that's investor-trusted and founder-safe.

Our experience across fintech, regtech, and insurtech means we understand the unique tension between innovation and compliance, and how to structure deals that reconcile both. We help you raise smart capital, the kind that scales your business without slowing it down.

Deliverables you can expect

We deliver a full insurtech fundraising advisory package, including:

• Capital strategy and investor targeting plan
• Financial modeling and revenue structure validation
• Pitch deck and investment memo preparation
• Legal structuring and term sheet negotiation
• Shareholders' agreement and governance design
• Closing coordination and investor onboarding
• Compliance and data governance alignment

Each deliverable is designed to make your round credible, compliant, and fast to close.